Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Rudy made the process easy to understand and kept me informed as it went along....

Dec. 01, 2017 by Ricardo A., El Paso, TX

Great

The support was inviting and they took care of me, nice people....

Mar. 01, 2018 by Guadalupe V., El Paso, Texas

Patient, Professional, and fast

Sandra is great at her job. She always kept us informed in a timely matter. We did all paperwork over fax, phone, and email because we were living in hawaii. She even found programs for us to help with closing. She is very knowledgeable with VA loans...

Jul. 20, 2017 by Troy C., El Paso, Texas

5 Stars

Great work helping me get my new home...

Mar. 22, 2025 by Hector B., El Paso, TX

5 Stars

Great Communication and Service....

Oct. 06, 2020 by Julio ., Texas

5 Stars

Rudy is great at communicating and was very quick to respond to any questions!...

Apr. 25, 2021 by Azhul D., El Paso, TX

Great

Denise Herrera was the best of all!! So helpful...

Jun. 26, 2017 by Elizabeth B., El Paso, Texas

Great

Tania's team was amazing in particular Denice Herrera! She was communicative throughout the entire process and very informative. Highly recommend!...

Apr. 29, 2021 by Angelica S., El Paso, TX

5 Stars

Tania seemed to have worked very hard for us....

May. 28, 2020 by Brian H., El Paso, Texas

Great

Tania and Sandra were very responsive and knowledgeable. They made the experience pleasant and were supportive in each step of the process....

Sep. 29, 2022 by Valerie M., El Paso, Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.