Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

We are first time home buyers ,Tania and Sandra were really good at guiding and helping us in this process....

Jan. 03, 2022 by Karla O., TX

5 Stars

Maria made the process simple and the communication was great. You feel like you're working together from start to finish...

May. 23, 2022 by Kelsey A., El Paso, TX

Great

The people. Everyone was extremely efficient and professional, but kind and made us feel at home, as if they had our backs no matter what. We didn't feel like just another $ sign for them, we felt like we were being looked after by family...

Jul. 05, 2021 by Aaron G., El Paso, Texas

Great

The hard work to get our loan approved and finalized....

Mar. 21, 2022 by Regina V., El Paso, TX

Great

Everyone was very knowledgeable and kept us informed throughout the process....

Mar. 16, 2021 by Monica S., Texas

Great

Tania and her team did everything to help us and get us through the process. It was pretty much smooth sailing when we did run into a bump, Tania and her team did everything they could to figure out the situation. I pretty much had to sign papers and...

Apr. 04, 2021 by Nyshay M., El Paso, TX

Great

We were kept well informed throughout the home buying process. This in turn taught us a lot of how the process works along with how to managing our mortgage. Whenever we had any questions, they were answered promptly....

Oct. 15, 2021 by Ruben L., El Paso, TX

5 Stars

She was very helpful, have the time to answer all my questions or doubts....

Mar. 07, 2022 by Alberto A., El Paso, TX

5 Stars

Couldn’t be more grateful for Tania and her team for helping us get our home! Tania and Sandra made the process so stress free and would recommend to all who are in the market to get approved for a home!...

Nov. 05, 2025 by Eric T., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.