Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

It was sometimes hard to get a hold of Tania but once we did she was very helpful....

Mar. 20, 2022 by Patricia M., TX

Great

Smooth process through and through...

Jun. 01, 2020 by Boniface M., Texas

5 Stars

Great communication and were able to answer any questions I had!...

Feb. 24, 2019 by Stacy A., El Paso, Texas

5 Stars

The team was very organized, had great communication and handled everything in a timely manner. I would definitely recommend to family and friends....

Jan. 12, 2021 by Myrna L., TX

5 Stars

Very professional and outstanding communication skills....

Dec. 23, 2017 by Ruben P., El Paso, TX

5 Stars

Amazing...

May. 14, 2025 by Raymundo U., El Paso, TX

5 Stars

The communication with Tania Campain, Denice Hererra, April Lopez, and Sandra Rosales was excellent and reassuring. Cooperated with me on my wishes to use a VA Home Loan and stood by me. My credit history was considered non-existent because it had be...

Aug. 05, 2019 by Raymond S., El Paso, Texas

5 Stars

I worked with Tania, Denise, and Sandra and they were all great! Very helpful and professional. Thank You...

Dec. 19, 2024 by Indya M., El Paso, TX

Great

Great service...

Mar. 15, 2020 by CLAUDIA R., El Paso, Texas

Great

Great service......

Nov. 22, 2017 by Kripa V., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.