Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Rudy always explained and tried to make everything very clear....

Dec. 27, 2019 by Jose C., El Paso, TX

5 Stars

I had worked with Tania on a previous home purchase in El Paso. That was such a great experience that I chose to go through her office again. Great and very professional team....

Nov. 11, 2025 by Jo L., Puyallup, WA

Great

Process was smooth and staff were very friendly....

Mar. 03, 2020 by Omar T., Texas

5 Stars

Very helpful and informative...

May. 21, 2020 by Raul P., El Paso, Texas

5 Stars

Anna was great and made the first-time homeowner process easy! She went above and beyond to make sure we were taken care of. We are grateful that we had someone like Anna to walk us through purchasing a new home!...

May. 31, 2024 by Lauren P., El Paso, TX

5 Stars

Very helpful! I will refer mor clients...

Jun. 07, 2019 by Kenneth L., TX

5 Stars

Communication was always great. Everyone always helpful...

Jun. 29, 2022 by Vanessa F., El Paso, Texas

Great

It was a great experience...

Oct. 18, 2021 by Omero G., El Paso, Texas

Great

Everyone was very knowledgeable and kept us informed throughout the process....

Mar. 16, 2021 by Monica S., Texas

5 Stars

Rudy is very professional, knowledgeable, friendly and helpful. My client was very satisfied with the service and credit he received from Rudy....

Mar. 03, 2020 by Lorena F., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.