Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

Tania and her team did a great job. They were always available to answer questions....

Jan. 22, 2021 by Diana P., El Paso, TX

Great

The only room for improvement was that there several more people involved in the process without being introduced first; this then caused us to doubt if the follow up e-mails by other people were scam, and we were worried our information had been sha...

Oct. 07, 2020 by Antonio L., TX

5 Stars

She was super helpful and responsive. I appreciated being able to reach her at any time with my many questions as a first time home buyer. She helped me get the best rate possible and my family and I are forever grateful for her hard work! I'd recomm...

May. 13, 2020 by Michael O., TX

5 Stars

Thank you for all you do!...

Feb. 09, 2021 by Denice V., El Paso, TX

Paulina Gutierrez - Exceeded my expectations!

It was a pleasure to work with Paulina as our loan officer. She helped us with the purchase of an investment property and was able to negotiate a great interest rate for the loan. Very knowledgeable in her field, and prompt on her responses. We will ...

Nov. 18, 2016 by PP. B., El Paso, TX

5 Stars

Maria has assisted me with two home purchases. She is amazing. She makes the process of buying a home stress-free. She is there to assist with any questions or concerns you may have throughout the whole process. I definitely recommend her as your le...

Aug. 12, 2022 by Oscar J., El Paso, TX

5 Stars

Great communication. Outstanding customer service! Thank you very much for making this smooth and easy!...

Mar. 19, 2020 by Jason B., TX

5 Stars

Great, expedited service. Was happy with the the communication, response time and very happy with the great rate....

Apr. 28, 2021 by Crystal M., TX

5 Stars

Very professional I highly recommend her and her team...

Mar. 28, 2021 by Tony A., El Paso, TX

5 Stars

Rudy was really attentive and was always willing to help us out with any questions we had....

Jan. 26, 2022 by Valeria L., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.