Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

What made this experience great was the communication between both parties. I believe communication is key when conducting business. Effective communication allows things to run smooth and efficient in order to get things done in a timely manner. Tan...

Jul. 04, 2021 by Andres C., El Paso, TX

Great

Thank you for a smooth and quick process....

Jul. 09, 2020 by Wilberth D., TX

5 Stars

Tania and her team were very professional and pleasant to work with. There was great communication and all of our questions were answered. Our home buying experience was amazing thanks to Tania and her team and we're so grateful!...

Aug. 15, 2022 by Sharubia y., El Paso, Texas

Great

Excellent customer service that exceeded my expectations from Tania Guzman and her team is what I received. They really focus on treating customers with respect, integrity, friendliness, and good communication. Than you all and thank you Ms Den...

Sep. 08, 2017 by Jesus S., Texas

Great

Tania and her team did everything to help us and get us through the process. It was pretty much smooth sailing when we did run into a bump, Tania and her team did everything they could to figure out the situation. I pretty much had to sign papers and...

Apr. 04, 2021 by Nyshay M., El Paso, TX

Great

When they need to they can expedite paperwork real quick, we appreciated the fast working time....

Feb. 08, 2022 by Yen Hua S., Texas

Great

All the communication with everyone at the office. No matter how many questions we had they were always answered and very detailed in everything....

Mar. 02, 2020 by Jose D., Texas

Great

We were always updated every step of the way. Sandra and Tania were extremely helpful when ever we had questions or concerns....

Sep. 16, 2020 by Steven F., El Paso, Texas

5 Stars

She took the time to expand the answers to my questions by providing additional information....

Aug. 27, 2017 by Guillermo J., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.