Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

The crew was very helpful in making sure all our paperwork was done properly and on time. We were going through a tough time with a death in the family and they were very accommodating to our scheduling needs....

Mar. 18, 2025 by Steven W., El Paso, TX

5 Stars

Over all very satisfied with my refinancing process....

Nov. 16, 2020 by Sandra M., El Paso, Texas

Great

The loan process and status was consistently updated. The team was courteous and respectfull and would answer any questions clearly and concisely....

Jun. 04, 2019 by Jesus C., El Paso, TX

5 Stars

Ms. Carlo was very patient in explaining the process and necessary steps. Every time I had a question or concern, Valerie was ready to assist and ease my mind. Thank you so much!...

Jan. 04, 2021 by Manuel G., El Paso, Texas

5 Stars

Me ayudaron bastante, son muy rápidos y te tratan de dar lo mejor para Ti y Tu Familia en tu nuevo hogar!...

Mar. 13, 2025 by Erick V., El Paso, TX

5 Stars

The support from every team member to make sure my clients were being taken care of....

Aug. 09, 2019 by Edgar G., Texas

Great

Lender closed loan in the timeframe promised!!...

Sep. 25, 2019 by Yvette R., El Paso, Texas

5 Stars

Great customer service and easy to work with...

Aug. 17, 2020 by David G., Texas

5 Stars

Communication was always there every step of the way! Any questions were answered in a timely manner. You helped us secure the home of our dreams and we couldn't be anymore grateful!...

Mar. 21, 2020 by Jaimie O., TX

5 Stars

Both Tania and Sandra were very helpful throughout the process. Always answered questions and provided advise to the different situations that came up through out the process....

Jul. 30, 2022 by Fernando G., TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.