Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Everything was great, good support...

May. 21, 2020 by Albert L., El Paso, TX

5 Stars

First time home buyers and the entire process was totally new to us. Tania and Sandra were always there to answer any of our questions and guide us through the entire process as smoothly as possible. Thank you for having the patience and for helping ...

Dec. 13, 2018 by Samuel O., Texas

Great

They help so much ..we was living in PR and they take care of everything...

Nov. 01, 2017 by Deriek A., El Paso, TX

5 Stars

Her and her team were on top of all the paperwork and they were pleasant to work with. Overall a great experience...

Sep. 04, 2017 by Hector S., El Paso, TX

5 Stars

Really worked great with my situation! Got us squared away!!...

Feb. 07, 2021 by Shelton F., Texas

5 Stars

Excelente trabajo, muchas gracias!!!...

Feb. 18, 2025 by Jose O., Santa Teresa, NM

5 Stars

Good Service....

Dec. 23, 2021 by Connie O., El Paso, Texas

5 Stars

Maria was very helpful throughout the entire experience and she kept us informed on each step in our purchasing process....

May. 25, 2022 by Michael O., El Paso, TX

5 Stars

Very pleased and satisfied with the service. Very professional, knowledgeable, and responsive. Every question was answered, making it easy to go through the process. Fantastic team. Thank you for going above and beyond....

Jun. 06, 2022 by Mariza V., El Paso, TX

5 Stars

Great service and great follow up through out the whole process...

Jun. 30, 2025 by Juan G., Horizon City, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.