Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

Communication with Tania and her team was always great throughout the process. They made this process seem so smooth...

Oct. 21, 2021 by Dalia M., El Paso, Texas

Great

There were many obstacles that popped up within the 2-3 months it took for me to close on the loan. I felt Mrs. Guzman did her best to make sure I was able to complete the loan process and close on my loan as soon as possible....

Aug. 05, 2017 by Patricia C., El Paso, Texas

5 Stars

Everything was done very timely....

Sep. 03, 2017 by Jaimee S., El Paso, Texas

5 Stars

The best service and friendly attention..!!!...

Aug. 02, 2022 by Lorena F., El Paso, Texas

Great

Advice with the things I had to do to make me a first time home buyer...

Jul. 03, 2022 by Rigoberto M., El Paso, Texas

5 Stars

During what can be a stressful time (buying new home/mortgage application), Tania and her team made the experience much less so by being in constant contact and thoroughly explaining the variety of documents and processes that needed to occur. We wou...

Jun. 22, 2020 by James B., El Paso, TX

5 Stars

Great experience with Tania . Always replied quickly and loved the notifications throughout the transaction process. Will definitely use again....

Aug. 24, 2020 by Bernie S., TX

Great

Always on top of things even to the last minute where without no fault of anyone person things go wrong but not to worry, file gets to closing....

Mar. 15, 2019 by Maria M., El Paso, TX

5 Stars

As a realtor we always want to have a lender that responds to calls, emails or texts within the day. Tania's team was on it, they responded not only to me, but to my clients. My clients did not have internet access and were being reached out to and ...

Mar. 23, 2020 by Patricia N., Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.