Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Me ayudaron bastante, son muy rápidos y te tratan de dar lo mejor para Ti y Tu Familia en tu nuevo hogar!...

Mar. 13, 2025 by Erick V., El Paso, TX

Great

Sin duda alguna el mejor de todos los trato Con mucho gusto dire que son unos profecionales. Gracias por todo...

Jun. 14, 2020 by David H., El Paso, TX

5 Stars

The communication...

Dec. 12, 2021 by Wayne M., El Paso, TX

5 Stars

Authorization process was really smooth. Rudy knows what he is doing. My client is very satisfied with the service she received from Rudy, and so am I :)...

May. 10, 2019 by Lorena F., El Paso, TX

5 Stars

I received excellent support and orientation from Rudy during the refinance process of my home. I really appreciate the Great experience with Rudy. Thank you...

Nov. 01, 2020 by Juan C., El Paso, TX

Great

Great communication between the staff and customer. The staff was very helpful and polite. They made this process as easy and stress free as they can....

Sep. 03, 2021 by Isaiah R., TX

5 Stars

We would love to work with LoanPeople again. They were professional and communicative. Document signing is fast and easy. They have a great team!...

Apr. 11, 2024 by Maximo M., El Paso, TX

5 Stars

The entire staff made my wife and I feel just like when we first bought the house instead of just a refinancing costumer....

Dec. 04, 2020 by Alexander A., TX

Great

Kept me updated all throughout the process...

Dec. 07, 2020 by Jesse A., Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.