Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

My go to lady to always get things done...

Mar. 11, 2021 by Sylvia S., El Paso, Texas

5 Stars

Me ayudaron bastante, son muy rápidos y te tratan de dar lo mejor para Ti y Tu Familia en tu nuevo hogar!...

Mar. 13, 2025 by Erick V., El Paso, TX

5 Stars

Availability and communication was great!...

Feb. 14, 2022 by Ruby H., El Paso, TX

5 Stars

Rudy was extrmely helpful with the home buying process. Rudy was always available when we had questions and was always able to answer the questions we had. Thank you Rudy!...

Oct. 15, 2017 by Adriana P., El Paso, TX

5 Stars

Tania made it very simple to fill out paper work and in no time got us a deal....

Feb. 25, 2019 by Israel C., El Paso, Texas

Great

The electronic system set us is very user friendly....

Apr. 04, 2017 by Jessie A., El Paso, Texas

Great

Turned out better than expected, as we were in the middle of a home sale in Waco. We are happy...

Jun. 16, 2020 by Doloris W., El Paso, TX

Great

The help i received from Denice Herrera was awesome...

Aug. 12, 2018 by Mario F., El Paso, TX

This lender is excellent.

Easy to work with. Their agents here in El Paso, worked hard to get my loan for a new house. Big kudos for them. Thank you so much...

May. 09, 2024 by J J A., El Paso, TX

Great

You did everything possible to make my loan go through...

Oct. 17, 2017 by Miguel C., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.