Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

Denise Herrera was the best of all!! So helpful...

Jun. 26, 2017 by Elizabeth B., El Paso, Texas

Great

Knowledgable and helpful in guiding us to be able to get our home....

May. 27, 2020 by Angela H., El Paso, TX

5 Stars

Very friendly...

Mar. 26, 2022 by Brennon S., El Paso, Texas

Great

They did everything they could to make me get my dream home!...

Jul. 29, 2018 by April R., TX

5 Stars

Tania Murray and the rest of the team members were so professional and efficient. We are happy that we chose them to work with, they made our stressful times during our purchase of a home much more easier to handle. Thank you!!!...

Jun. 14, 2021 by Haydee B., El Paso, Texas

5 Stars

Paulina and Anna made this refinance easy and timely. Thank you ladies for your help and I look forward to more business together!...

Oct. 31, 2024 by Natasha F., El Paso, TX

Great

At times Tania Guzman and her team were not communicating effectively. However, they quickly acknowledged their flows and responded to my needs promptly and perfectly. I would like to appreciate Tania Guzman and her team for supporting and helping me...

Aug. 02, 2017 by Mucahit T., TX

5 Stars

Great communication and customer service!...

Mar. 31, 2022 by Jayden U., TX

5 Stars

Great communication...

Aug. 04, 2021 by April R., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.