Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Our team worked hard to make sure we had everything we asked for from the builders (who were difficult at times) and made sure to have us closed by the original closing date that we were told from months in advance even though the builders made it di...

Jul. 17, 2019 by Christian W., El Paso, Texas

5 Stars

Great customer service! Feels like family!...

Oct. 06, 2020 by Alejandra D., El Paso, Texas

5 Stars

Rudy made the process easy to understand and kept me informed as it went along....

Dec. 01, 2017 by Ricardo A., El Paso, TX

She helped us with our refinancing process.

Paulina is very professional and knowledgeable. She helped us with our refinancing process. She was always available and very responsive to our needs and requests. We strongly recommend her....

Feb. 20, 2016 by I.O., El Paso, TX

5 Stars

everything ran smoothly, Sandra & Tania are a great team!...

Nov. 08, 2021 by Blanca R., TX

5 Stars

Everyone was very helpful. Denice and Sandra were great when we had any questions. We were able to call them with questions which was awesome and convenient....

Mar. 02, 2022 by Amber D., El Paso, TX

5 Stars

Team Tania is simply the best!...

Aug. 15, 2019 by Eduardo K., Texas

Great

Tania and her team were great. Her assistant Denice was very helpful. My realtor, Marcelo Gamez was exceptional. He went above and beyond to help our family get our home. Thank you all as a team to being able to make this happen for us....

Jul. 01, 2021 by Patricia G., El Paso, Texas

5 Stars

Working with Tania and her staff made the home buying process as smooth as possible for us. We couldn't have asked for a better team. Always kept us updated and closed on the property the fastest we have ever seen...

Jun. 14, 2021 by Kenneth B., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.