Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

In all matters, but specially in finance; honesty and professionalism is a high priority to me. I was able to find both and more with Mr Norzagaray, he went out of his way to guide and support me to achieve our objective on a timely manner and that i...

Jul. 02, 2022 by Lluvia T., El Paso, TX

5 Stars

Maria us very attentive to details, she listens, communicates promptly and explains the whole process in details. She went above and beyond to get us a great interest rate.......

Jun. 05, 2022 by Obinna N., El Paso, TX

5 Stars

Very professional! Could have not gone any smoother. Always willing to help....

Feb. 13, 2020 by Edgar R., TX

5 Stars

it was fast and easy!...

Nov. 13, 2018 by Manuel A., TX

5 Stars

Tania and her team helped us close in 30 days and assisted us in acquiring a great mortgage rate. Her team always responded in 30 minutes or less and handled all our concerns with professionalism and care. We look forward to working with her and EMI ...

Sep. 08, 2025 by Kristin W., El Paso, TX

Great

Extremely fast processing and closing, excellent back and forth communication with knowledgeable staff....

Feb. 20, 2017 by Keith F., El Paso, TX

5 Stars

Great experience...

Oct. 03, 2020 by Eduardo L., Texas

5 Stars

The entire process was easy and stress free...

Oct. 23, 2021 by David G., El Paso, Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.