Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

Everyone did an amazing job in making our dreams of owning our home smooth and pleasant. Denice and Richard are rockstars. They answered all our questions and returned our emails and phone calls quickly. Tania was always available to us. My husband a...

Feb. 23, 2018 by Jazmine A., El Paso, Texas

Great

The patience they had with us was great. It was a long process, but they helped us out every step of the way. Other companies turned their backs on us, but they didn't....

Aug. 13, 2022 by Irvin C., El Paso, TX

Great

Denice made this process go smooth. There was no question unanswered and response times were fast....

Mar. 06, 2019 by Roberto S., El Paso, TX

Great

The hard work to get our loan approved and finalized....

Mar. 21, 2022 by Regina V., El Paso, TX

5 Stars

Went above what was expected and were very helpful and great to work with!...

Sep. 19, 2022 by Serafin H., Texas

5 Stars

The team made this transaction a seamless breeze. always love working with the team!...

Dec. 08, 2020 by Ozzie C., El Paso, TX

Great

Their rates were competitive with the market, service was extremely fast and responsive, and they were able to tailor the closing process to my daily schedule to make everything as convenient as possible. I would highly recommend this organization an...

Jun. 29, 2020 by Ryan M., TX

Great

Excellent service like always!...

Apr. 23, 2021 by Sylvia S., El Paso, TX

I love that the I was able to get everything done by email and phone because of my busy schedule.

The communication was prompt and service was great. Thank you!...

Oct. 17, 2022 by Heidi S., El Paso, Texas

5 Stars

I was a first time buyer who was not familiar with the home buying process. Denice made it smooth and simple for me! I appreciate all your help! I will definitely recommend to all my friends and family! Thank you!...

Sep. 21, 2020 by Ariel B., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.