Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Extremely smooth transaction. Rudy was great at communicating, he is very experienced and kept everything going right on pace. It was a pleasure working with him!!...

Jan. 06, 2022 by Ricardo T., El Paso, TX

5 Stars

This is the second mortgage Rudy has help me achive, there is no enough words to describe how fast, professional, attentive Rudy is. It is always a pleasure working with him. Thank you Rudy!...

Apr. 29, 2022 by Luis G., El Paso, TX

5 Stars

Very thankful for Tania and her team! Smooth and easy process. Would definitely recommend to anyone looking to purchase a home ....

Oct. 21, 2021 by Jason O., El Paso, TX

Great

I had a lot of questions that were answered quickly. I never had any problems getting in touch or waiting for replies....

Nov. 27, 2020 by John B., Texas

5 Stars

Very organized which made it easier to follow and submit all the documents required....

Dec. 19, 2021 by Maria O., TX

Great

We really want to thank Sandra Rosales for helping us with purchasing our first home, what other banks couldn't do in 6 months she did it in less than one month. We are too grateful with her for being so patient....

Nov. 15, 2017 by Jesus M., TX

Great

Staff is great to work with. Very professional, answer and return phone calls. Always close on time. Give me status on my files right away....

Nov. 02, 2019 by Maria M., El Paso, Texas

5 Stars

Very fast service...

Jun. 05, 2020 by Terry B., Texas

5 Stars

Great experience...

Jan. 20, 2020 by Mario O., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.