Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

This was the best experience I have had ever. You can not ask for a better team when buying a house...

Jul. 30, 2018 by Oscar B., El Paso, Texas

Great

Everyone was very knowledgeable and kept us informed throughout the process....

Mar. 16, 2021 by Monica S., Texas

Great

Fast response, easy to work with her and her team they help us to buy our new house....

May. 27, 2020 by Michael C., El Paso, Texas

5 Stars

Rudy was very welcoming and patient. He explained the process and kept us updated on status. I would highly recommend Rudy to any future home buyers....

Mar. 23, 2020 by Veronica G., El Paso, TX

Great

Prompt in response. Takes time to explain any process or questions. Very clear, direct and timely during loan process....

Mar. 30, 2021 by Emmanuel A., Texas

She always answered her emails and left her phone number if I had questions

Paulina was the most polite, friendliest person I talked with. She always answered her emails and left her phone number if I had questions about my loan. After my loan she called and asked my opinion about their loan process.Paulina is top notch...

Aug. 04, 2015 by R.P., Navarre, FL

5 Stars

Thank you Sandra and team Tania for always taking care of my clients, from answering all their questions and updating them throughout the whole loan process! You and your team are always great!...

Oct. 11, 2020 by Janell V., Texas

5 Stars

Just like when purchasing our home, Rudy's expertise, customer service, and taking the extra step to assist us were awesome during the refinance of our home....

Jan. 09, 2021 by Adrian E., El Paso, TX

Great

Tania and her team displayed great customer service and communicated extremely well throughout the home buying process. i will definitely recommend to friends and family looking to purchase a home....

Jul. 06, 2020 by Adrian G., Texas

5 Stars

What made this experience great for me is the patience, time, and care that went in to supporting me and my family in our time of need. I am overly filled with joy and happiness with the Professionalism and Work ethic the team provided. A truly Outst...

Feb. 04, 2021 by Makalani W., TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.