Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

Great service! Made process really smooth....

Jan. 27, 2021 by Jose P., El Paso, Texas

Great

All the team members were great to work with....

May. 27, 2022 by Michael O., El Paso, TX

5 Stars

Tania and her team helped with a very difficult transaction but they never gave up on helping the buyers. The knowledge of the lending process that Tania has is what helped get this home purchase to the closing table. The care for the buying family...

Apr. 01, 2021 by Claudia G., El Paso, TX

5 Stars

We think buying a house in El Paso is currently quite a lengthy complicated process. Since it was our first time buying we did not expect it to take so long and have so many roadblocks. Rudy was great at helping us along the process and making sure w...

Aug. 06, 2020 by Mathieu L., El Paso, TX

Great

Denice was awesome to work it. She is always available with any questions I might have. This was a crazy transaction but team work is what made this file close!...

Oct. 03, 2022 by Marianne A., TX

5 Stars

The service was great and the loan program available allowed my clients to close without any down payment out of pocket and still received an awesome interest rate!...

Mar. 03, 2020 by Diana V., TX

5 Stars

She helped me purchase my dream home !...

Jun. 04, 2021 by Erika G., El Paso, TX

Great

Tania and her team are extremely knowledgeable and hard working! I appreciated all of their efforts in assisting my client with their home loan, from start to finish! Sandra is awesome and I will definitely be working more with her in the future....

Apr. 23, 2019 by Kimberly R., El Paso, Texas

5 Stars

Everyone was great and super friendly!...

Nov. 15, 2018 by Magda H., TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.