Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Tania and her team were extremely responsive and willing to help us out during the process....

Aug. 15, 2022 by Ramon E., TX

5 Stars

Great experience. They made the entire home buying process very smooth and explain everything in detail....

Dec. 23, 2024 by Oscar L., El Paso, TX

Great

Always on top of things even to the last minute where without no fault of anyone person things go wrong but not to worry, file gets to closing....

Mar. 15, 2019 by Maria M., El Paso, TX

Great

Tania and Richard were incredible. They were very thorough and provided a stress free, comfortable, and professional experience for a 1st time home buyer. I tried 2 other so called preferred lenders that Carefree Homes recommended prior to landing ...

Apr. 07, 2020 by JOHN B., Texas

5 Stars

I am a local realtor, we used Tania for my son's first home. It was a super exciting time. We choose her because we trust her and trusted her loan product was the best option. Thank you team Tania....

Aug. 21, 2020 by Chasity R., El Paso, TX

Great

We recieved communication at all times. You made it easy for us to purchase our home. Big Thank You to Denice Herrera for her dedication and commitment to us throughout the whole process!!!...

Dec. 24, 2017 by Gloria R., El Paso, TX

5 Stars

Every one assisted in expediting our paper to close....

Oct. 16, 2021 by Elizabeth N., El Paso, TX

Great

Great communication between the staff and customer. The staff was very helpful and polite. They made this process as easy and stress free as they can....

Sep. 03, 2021 by Isaiah R., TX

Great

Tania and the team were great....

Mar. 21, 2021 by Theresa S., Texas

Great

Quick and easy process...

Nov. 03, 2020 by Luis M., Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.