Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Great customer service. Great help and easy buying experience....

Apr. 22, 2024 by Fernando R., Anthony, TX

Great

The process turned out to be longer because the builder was behind schedule. During this time was very stressful for myself but the team that was working on my loan was very helpful and able to give me advice to take some of the stress away...

Aug. 05, 2021 by James A., El Paso, TX

Great

Tania and everyone else we worked with were so very helpful throughout the home-buying process! As a first-time home-buyer, having Tania there to help us understand things was a relief! So happy to have worked with her. :)...

Oct. 08, 2020 by Cassandrea ., Texas

Great

Quick communication that made this process go by fast and smoothly....

Mar. 08, 2022 by Katherine R., TX

5 Stars

Rudy is very patient and knowledgeable in regards to the Mortgage Industry. I would highly recommend him to my family and friends....

Mar. 08, 2021 by Veronica G., El Paso, TX

5 Stars

The Communication and explanation of steps through out the loan process made it easy and efficient.....

Sep. 28, 2021 by Kyle L., El Paso, Texas

5 Stars

Maria was always available to answer my concerns regardless of the time difference. She was in constant communication via email or phone and ensured I understood the documents I was signing. I would recommend her...

Sep. 21, 2022 by Maria S., El Paso, TX

5 Stars

Everything went gr8...

Jun. 06, 2021 by STEPHEN J., Texas

5 Stars

Rudy is a customer focus oriented person. We received an awsom service forma him, his recomendetions where acertive and conduct us to easly take the proper decitions in the purchase process as well on the credit aolication process....

Sep. 13, 2020 by Victor F., El Paso, TX

5 Stars

He was always kind, answered our questions and accepted our loan...

Jan. 02, 2020 by Claudia R., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.