Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

Team Tania, to include Ms. Tania herself, were very resourceful and knowledgeable. They made us feel at ease even though we were going through the most stressful time this year. We will forever be grateful to her and her team....

Oct. 21, 2021 by Norma O., El Paso, TX

5 Stars

My go to lady to always get things done...

Mar. 11, 2021 by Sylvia S., El Paso, Texas

Great

Always on top of things. They never fail to explain the process and educate their fellow Realtors....

Nov. 30, 2020 by Suki E., Texas

5 Stars

Even though the experience of buying a home is not really pleasant, Sandra Rosales may my experience more pleasant. I'm glad you guys have a worker like her that cares about the clients....

Dec. 06, 2018 by Dorian C., TX

5 Stars

The support from every team member to make sure my clients were being taken care of....

Aug. 09, 2019 by Edgar G., Texas

Great

Smooth process with sandra and she always kept me updated!...

Feb. 06, 2019 by Jose A., El Paso, Texas

Great

After speaking to several lenders, Tania was the only one who was able to offer my client a term and rate that they were 100% comfortable with. We were well informed throughout the entire process and most importantly, we closed on time! Thank you to ...

May. 11, 2020 by Peter H., TX

5 Stars

Rudy is a very friendly person with whom I felt conformable asking questions. The refinancing process is a complicated endeavor for outsiders. I got a great refinancing rate and more than anything I am leaving my current financial institution. Thanks...

Mar. 09, 2021 by Mayra D., El Paso, TX

Great

Tania and her team did an awesome job throughout the whole home buying process. Thank you for everything. Highly recommend Tania and her team!!...

Dec. 04, 2020 by Eric M., TX

5 Stars

The entire team was attentive, friendly, professional and prompt at all times. I felt I was in good hands and had no worries about the next step. A huge shout out to Sandra Rosales, Luis Carlos Perez (our realtor) and Tania Guzman....

May. 18, 2019 by Abel M., El Paso, Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.