Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

The process turned out to be longer because the builder was behind schedule. During this time was very stressful for myself but the team that was working on my loan was very helpful and able to give me advice to take some of the stress away...

Aug. 05, 2021 by James A., El Paso, TX

Great

Knowledgeable and friendly service. Responsive and professional. Thank you....

Jul. 19, 2020 by Claudia P., Texas

5 Stars

Everyone was always kept in the loop and towards the end they save me a lot of money...

Feb. 03, 2019 by Carlos C., Texas

Great

The guidance through the process...

Aug. 24, 2022 by Yoccio A., TX

5 Stars

Great experience. They made the entire home buying process very smooth and explain everything in detail....

Dec. 23, 2024 by Oscar L., El Paso, TX

Great

Tania and her team have the ultimate customer experience. I can always count on my clients being well informed, getting the best rate possible. Any out in the business should be using this team because there is no service like this....

May. 06, 2020 by Nancy H., El Paso, Texas

5 Stars

Tania's great!...

Jan. 21, 2022 by Denise M., El Paso, Texas

Great

The full experience was top notch from the very beginning and throughout! The entire team, namely Denice Herrera and Tania Guzman followed up every step of the way. They kept us involved in the process and maintained a very high level of professional...

Mar. 21, 2019 by Matthew V., El Paso, Texas

5 Stars

Everyone was so helpful, and your team really pushed to ensure I was in a home quickly....

Jun. 25, 2021 by Justin M., El Paso, TX

Great

She is amazing...

Dec. 29, 2017 by Jacqueline R., Texas

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.