Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 540-5664,
use form below or email:
EmiClient@EmiFunding.com

Great

Great service overall, always willing to help us and get the best for us, always answered our questions quickly, and made it happen at the end !!!...

Oct. 28, 2019 by Oscar P., Texas

Great

Valerie Carlo was great. Constant communication and made everything very clear. As an Industry Partner and now on the other end as a Buyer , I will definitely recommend her! Thanks!...

Oct. 06, 2020 by Roxana B., El Paso, TX

5 Stars

Sandra Rosales made the process as easy as possible. As a first time home buyer I think my process was handled in a timely manner and was very informative on every step of the whole process. Everyone involved was also very helpful. Will definitely us...

Jul. 15, 2020 by Carlos G., El Paso, TX

5 Stars

Tania was absolutely AMAZING! Thank you for making this a smooth transaction for my clients....

Apr. 04, 2022 by Edna P., El Paso, TX

5 Stars

Thank you Tania, for always helping my clients with all the process. You and your team are amazing!!!...

Feb. 13, 2019 by Martha M., Texas

5 Stars

Excellent service and professional team!! Thank you!...

Sep. 03, 2025 by Avery W., El Paso, TX

5 Stars

Everyone was so helpful, and your team really pushed to ensure I was in a home quickly....

Jun. 25, 2021 by Justin M., El Paso, TX

Great

We were kept well informed throughout the process. There were no surprises.Tania and her team were friendly and professional....

Jul. 02, 2021 by Eddie G., Texas

Great

Tania has a great team behind her. Denice did a wonderful job with communicating with my client and myself throughout the process....

Sep. 06, 2022 by Diana P., Texas

5 Stars

Great help helping me get my first home....

Mar. 14, 2025 by Ivan B., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.