Emi Funding

Meet the Team

Phone: 915.540.5664
NMLS: 434562
Email: EmiClient@EmiFunding.com

EMI Funding at LoanPeople is available to assist you:

Five-star service,
Great rates and fast closings,
Solutions for home purchase, refinance, and renovation!

Thank you for the opportunity to earn your business.

Fast Contact Form

Please call (915) 422-2463,
use form below or email:
EmiClient@EmiFunding.com

5 Stars

She is awesome to work with and would love for her to work with all of my clients!...

Jul. 03, 2018 by Jacquelynne B., El Paso, Texas

5 Stars

I had the privilege of working with Candi throughout the lending process and she truly made the entire process easy. She was always quick to respond to my emails and would update me on the status of the application. She never gave the impression that...

Jul. 26, 2017 by Michael C., El Paso, TX

5 Stars

Candi is a very detailed and organized loan officer. Closed my loan 5 days earlier and helped me get through some hurtles that I thought were going to imposible. Thank you for all your hard work....

Dec. 18, 2017 by Jose C.

5 Stars

She guided me through the process of being approved for my mortgage....

May. 02, 2018 by Otilia S., Santa Teresa, NM

5 Stars

The process was quick and easy. We felt like we where treated like people and not just another loan number....

Jul. 18, 2020 by Joseph E., El Paso, TX

5 Stars

Dont call him Rudy his name is Rodolfo...

May. 20, 2021 by Carlos Y., El Paso, TX

5 Stars

Fantastic service and excellent professional person and personality. Willing to do business with Maria in the future....

Jun. 30, 2022 by Abraham M., El Paso, TX

5 Stars

The fact that I knew I couldn't get financed because my credit score was low... she told me what I needed to do and just asked her to not to give up on me... she never did and I am a new home owner now...She is great at her job and truly cares for he...

Aug. 26, 2019 by Benjamin B., El Paso, TX

5 Stars

Candi was professional, organized and resourceful! Really made this tedious process stress free for my fiancé and I. She gets the job done....

Jul. 06, 2018 by Humberto O., El Paso, Texas

5 Stars

This is the second mortgage Rudy has help me achive, there is no enough words to describe how fast, professional, attentive Rudy is. It is always a pleasure working with him. Thank you Rudy!...

Apr. 29, 2022 by Luis G., El Paso, TX

Home Loan Programs

Purchase

LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

Refinance

Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.

FHA & USDA

LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.

Conventional

Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.

Condos

In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.

Non-Warrantable

Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.

VA

VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.

Investor

LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.

Jumbo

LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.

Jumbo Investment

LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.

Asset Qualifier

Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.

Close in LLC

LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.

100% Remote Closing

Complete eClosings with Remote Online Notary (RON). No visit to the title company required. Conventional, FHA, VA, and USDA.

Non-QM

Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.

DSCR

Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.

HELOAN

Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.

2nd Liens

Wide range of options for transactions in need of a second loan balance.

Bank Statement

Loan products for transactions using bank statements to fulfill documentation requirements.

ITIN & Foreign National

Loan products for borrower(s) with ITIN and foreign national residencies.

Renovation

Home loan products for Conventional, FHA, VA and more reno solutions.